Direct Call : 954-551-0236 / E-Mail :

Advantages of FHA and VA Loans – Florida Realtors News (마이애미 한인)

(마이애미 부동산) Since 1934, the Federal Housing Administration (FHA) has been insuring home loans, reducing the risk to lenders and helping buyers complete the transaction. Today, FHA loans require a low 3 percent down payment, and the money may come from a family member, employer or charitable organization as a gift. Most closing costs and fees may be included in the loan.

FHA loans are particularly suitable for
• First-time buyers
• Buyers who can afford only a modest down payment
• Buyers who want to keep monthly payments as low as possible
• Buyers who don’t have a perfect credit rating
Conventional loans usually require a larger down payment. And, if your customers have less than a perfect credit rating, they may not qualify for many conventional loans and find themselves being offered loans with higher interest rates and/or fees than they expected.

The best thing for your customers to do is compare the cost of the conventional loan to an FHA loan, line by line. What are the fees on each? What is the interest rate? How much is the mortgage insurance on each? How much down payment is required? For some borrowers, a conventional loan may be less expensive than an FHA loan. For many others, it will be more expensive.

Eligible veterans may qualify for VA home loan benefits by presenting acceptable proof of service. In many cases, no down payment is required.

For more information, go to or

© 2012 Florida Realtors®

(마이애미 부동산)

About jennyformiamihome

성심껏 도와드리겠습니다. 연락주시면 바로 상세히 답변드립니다. Jenny Shin / 신정미 부동산 (Broker's Real Estate) 남부 플로리다 마이애미 지역 한인 부동산 주택매매 렌트 싱글하우스 타운하우스 콘도 브라워드 카운티 마이애미 데이드 카운티 포트로더데일 웨스턴 코랄스프링 도랄 Rent or Buy single house, town house and Condo Miami Dade County / Broward County, fort lauderdale, coral springs, copper city, weston, doral 1398 SW 160TH AVE. SUITE 105 Weston, FL. 33326 Direct : 954-551-0236 Office : 954-384-1616 Fax : 954-697-0447 E-mail :


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Jenny Shin / 신정미 부동산
(Broker's Real Estate)
1398 SW 160TH AVE. SUITE 105
Weston FL 33326
Direct : 954-551-0236
Office : 954-384-1616
Fax : 954-697-0447
E-mail :


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